The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 28, 2011
Filed:
Dec. 29, 2005
Christopher P. Cracchiolo, Manalapan, NJ (US);
Jason S. Jagatic, Hoboken, NJ (US);
Ahana M. Kalappa, New York, NY (US);
Mark C. Keck, New York, NY (US);
Shari Pincock, West Jordan, UT (US);
Todd H. Reynders, Westfield, NJ (US);
Sunil Sachdev, Forest Hills, NY (US);
Christopher P. Cracchiolo, Manalapan, NJ (US);
Jason S. Jagatic, Hoboken, NJ (US);
Ahana M. Kalappa, New York, NY (US);
Mark C. Keck, New York, NY (US);
Shari Pincock, West Jordan, UT (US);
Todd H. Reynders, Westfield, NJ (US);
Sunil Sachdev, Forest Hills, NY (US);
Oltine Acquistitions NY LLC, Dover, DE (US);
Abstract
A computer-implemented method to facilitate a purchase comprising: receiving, at a first host computer, a request from a provider for payment authorization for a charge to a purchaser; examining a database coupled to the first host computer for information concerning the purchaser; providing the information concerning the purchaser to a second host computer associated with the provider; receiving at the first host computer information from a third host computer concerning a negotiated amount of the charge to the purchaser; tendering payment of the negotiated charge to the provider; and withdrawing an amount no greater than the negotiated amount of the charge from an account of the purchaser.