The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 31, 2011

Filed:

Mar. 30, 2001
Applicants:

Ravi Ganesan, Norcross, GA (US);

Peter Kight, Alpharetta, GA (US);

Jim Magers, Atlanta, GA (US);

Tim Herdklotz, Atlanta, GA (US);

Inventors:

Ravi Ganesan, Norcross, GA (US);

Peter Kight, Alpharetta, GA (US);

Jim Magers, Atlanta, GA (US);

Tim Herdklotz, Atlanta, GA (US);

Assignee:

CheckFree Services Corporation, Norcross, GA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

The present invention provides a method, system, and article of manufacture for providing payment services on a network. Information identifying a network user is received. The network user is assigned a payer status. A request to make a payment to a payee on behalf of the network user is received. If a first payer status is assigned to the network user, the payment will be made no matter the identity of the payee. If a second payer status is assigned to the network user, the payment will only be made if the payee is one of a group of payees that is not determined by the network user. With the second payer status, the network user can only direct payments to the group of payees. The payer status can be changed from one payer status to another payer status.


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