The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 17, 2011
Filed:
May. 12, 2006
Jacqueline Klock, Cumming, GA (US);
Beverly Ann Bowman, Kennesaw, GA (US);
Deborah L. Ballot, St. Charles, IL (US);
Selena G. Womac, Alpharetta, GA (US);
Rebecca Winter, Marietta, GA (US);
Kenneth Dale Heil, Marietta, GA (US);
Jacqueline Klock, Cumming, GA (US);
Beverly Ann Bowman, Kennesaw, GA (US);
Deborah L. Ballot, St. Charles, IL (US);
Selena G. Womac, Alpharetta, GA (US);
Rebecca Winter, Marietta, GA (US);
Kenneth Dale Heil, Marietta, GA (US);
AT&T Mobility II LLC, Atlanta, GA (US);
Abstract
A telecommunications payment system which includes a transaction component that facilitates the communication of at least billing and payment information to at least one of a plurality of mobile terminals. In operation the carrier will cause the transaction component to communicate an SMS message to the mobile terminal that includes a billing notification message. The notification message can include a current account balance, including total and past due, if applicable, the user's last payment method, and personal financial account data such as the last four digits of a credit card and/or bank account file. When providing the proper reply, payment processing is initiated such that an amount of funds will be transferred from the user's financial institution to the carrier back-office systems or its financial institution.