The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 03, 2011

Filed:

Oct. 10, 2007
Applicants:

James S. Piccirillo, Middletown, CT (US);

Jeffrey Thibeault, Branford, CT (US);

Justin Holmes, Old Saybrook, CT (US);

Leonard V. Samela, Westport, CT (US);

Wayne J. Hooper, Clinton, CT (US);

Inventors:

James S. Piccirillo, Middletown, CT (US);

Jeffrey Thibeault, Branford, CT (US);

Justin Holmes, Old Saybrook, CT (US);

Leonard V. Samela, Westport, CT (US);

Wayne J. Hooper, Clinton, CT (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/00 (2006.01); G06F 17/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

A method, system, and computer program product for implementing personal identification number (PIN)-based data transfer activities is provided. The system includes a transfer system that includes a processor and a PIN processing application and decryption engine executing thereon. The PIN processing application and decryption engine implement a method. The method includes receiving an instrument identifier for an instrument upon which a data transfer is requested, and receiving a PIN input at the transfer system by a holder of the instrument. The PIN includes encrypted data elements that include the instrument identifier, a data value for the data transfer, a transfer system key of the transfer system, and a seed value associated with the instrument. The method includes decrypting the PIN to retrieve the data elements embedded therein. In response to successful validation of the data elements, the method includes encoding the instrument with the data value.


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