The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 26, 2011

Filed:

Jan. 17, 2007
Applicants:

Tim Keane, Dublin, IE;

Dean Seifert, Dublin, IE;

Jonathan Grahmann, Dublin, IE;

Inventors:

Tim Keane, Dublin, IE;

Dean Seifert, Dublin, IE;

Jonathan Grahmann, Dublin, IE;

Assignee:

The Western Union Company, Englewood, CO (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 1/00 (2006.01); H04L 29/06 (2006.01);
U.S. Cl.
CPC ...
Abstract

A method for transferring funds from a sender to a recipient includes receiving a request to transfer the funds from a sender; creating a transaction record having a transaction identifier; providing the transaction identifier to the sender; receiving the transaction identifier from a recipient; obtaining a first biometric sample from the recipient; using the biometric sample to select a MTCN (Money Transfer Control Number) from a pool of predetermined MTCNs; associating the MTCN with the first biometric sample and the transaction record; providing the MTCN to the recipient; thereafter, receiving a request from the recipient to receive the funds; obtaining the MTCN from the recipient; obtaining a second biometric sample from the recipient; using the MTCN and/or the second biometric sample to locate the transaction record; comparing the second biometric sample to the first biometric sample; and determining whether to provide the funds based on the comparison.


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