The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 12, 2011

Filed:

Jun. 26, 2002
Applicants:

Amy Swift, Albuquerque, NM (US);

Lisa Tidwell, Houston, TX (US);

Cassandra Mollett, Houston, TX (US);

Inventors:

Amy Swift, Albuquerque, NM (US);

Lisa Tidwell, Houston, TX (US);

Cassandra Mollett, Houston, TX (US);

Assignees:

First Data Corporation, Greenwood Village, CO (US);

The Western Union Company, Englewood, CO (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

The present invention includes transaction processing systems that process transactions from merchant systems designed to convert the presentation of a transponder device into electronic debits from a checking account. The transaction processing systems also can provide risk assessment, validation or user data and/or MICR data, and/or transaction guarantee services.


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