The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 15, 2011
Filed:
Aug. 20, 2008
Rabindranath Dutta, Los Angeles, CA (US);
John C. Hartley, Round Rock, TX (US);
Richard Scott Schwerdtfeger, Round Rock, TX (US);
Rabindranath Dutta, Los Angeles, CA (US);
John C. Hartley, Round Rock, TX (US);
Richard Scott Schwerdtfeger, Round Rock, TX (US);
International Business Machines Corporation, Armonk, NY (US);
Abstract
Accessibility insurance coverage management is provided. An insurance server receives a coverage request from a requester that includes a user identifier corresponding to a user (i.e. policyholder). The insurance server matches the user identifier with a stored policyholder identifier and retrieves accessibility data corresponding to the matched policyholder identifier. If required, the insurance server updates the policyholder's accessibility data by receiving accessibility data from an accessibility database server. The insurance server identifies the policyholder's coverage using the user's accessibility data along with the user's policy information. The insurance server sends a message to the requester which indicates an amount of the particular item corresponding to the coverage request the insurance server covers. The insurance server receives accessibility service bills on a frequent basis, such as monthly. The insurance server verifies the billing information, pays the bill, and updates policyholder claims paid to date information.