The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 25, 2011

Filed:

Mar. 28, 2008
Applicants:

Kathleen Haggerty, Staten Island, NY (US);

Aashish Prakash, Doranda, IN;

Prasanta Sahu, Jersey City, NJ (US);

Di Xu, Edison, NJ (US);

Chao Yuan, Montclair, NJ (US);

Inventors:

Kathleen Haggerty, Staten Island, NY (US);

Aashish Prakash, Doranda, IN;

Prasanta Sahu, Jersey City, NJ (US);

Di Xu, Edison, NJ (US);

Chao Yuan, Montclair, NJ (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

The present invention generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present invention relates to rating consumer lenders based on the predicted spend capacity of their consumers.


Find Patent Forward Citations

Haggerty, Kathleen. (2011). Consumer behaviors at lender level (U.S. Patent No. 7877323). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/7877323

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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