The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 04, 2011
Filed:
Sep. 17, 2009
Paul Spaeth, Half Moon Bay, CA (US);
Douglas Jones, San Francisco, CA (US);
Bryan Shimko, Scottsdale, AZ (US);
James G. Gordon, Eastwood, AU;
Kim Madore, Markham, CA;
Marc Black, St. Paul, MN (US);
James Mazour, St. Louis Park, MN (US);
Michael Salters, Plymouth, MN (US);
Paul Spaeth, Half Moon Bay, CA (US);
Douglas Jones, San Francisco, CA (US);
Bryan Shimko, Scottsdale, AZ (US);
James G. Gordon, Eastwood, AU;
Kim Madore, Markham, CA;
Marc Black, St. Paul, MN (US);
James Mazour, St. Louis Park, MN (US);
Michael Salters, Plymouth, MN (US);
Visa U.S.A. Inc., San Francisco, CA (US);
Abstract
A system for managing token image replacement is provided. The system includes a remote server, a token acceptance device, such as a personal computer (PC), connected to the remote server, a token, such as a phone, that can be read by the PC, and a token image server. Using application logic and rules, the remote server is able to read the token image on the token and determine if the image on the phone needs to be updated. The remote server forwards a backup token image to the PC which, in turn, writes the backup token image including transaction information to the phone. Once the backup token image is written onto the phone, subsequent interactions with the system would not initiate an update.