The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 28, 2010
Filed:
Jul. 10, 2007
Jeremy J. Blackburn, Inver Grove Heights, MN (US);
Vikram A. Kashyap, San Francisco, CA (US);
Anthony T. Banas, Chicago, IL (US);
Jeremy J. Blackburn, Inver Grove Heights, MN (US);
Vikram A. Kashyap, San Francisco, CA (US);
Anthony T. Banas, Chicago, IL (US);
Canopy Acquisition, LLC, Omaha, NE (US);
Abstract
Methods and apparatus, including computer program products, for a predictive score for lending. A method includes receiving an employee's health insurance plan design information and general health and wellness data, weighting selected ones of the employee's health insurance plan design information and general health and wellness data, and generating a credit risk indicator from the weighted selected ones of the employee's health insurance plan design information and general health and wellness data.