The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 21, 2010
Filed:
Nov. 16, 2004
Mani Kulasooriya, Sunnyvale, CA (US);
Ivan Liu, Redwood City, CA (US);
Sylvia Liu, Legal Representative, Redwood City, CA (US);
Lupti Cheung, Burlingame, CA (US);
Hui Yin, Cupertino, CA (US);
Paul Kelaita, San Mateo, CA (US);
Yuet Peng Cheong, Redwood City, CA (US);
Mani Kulasooriya, Sunnyvale, CA (US);
Ivan Liu, Redwood City, CA (US);
Sylvia Liu, legal representative, Redwood City, CA (US);
Lupti Cheung, Burlingame, CA (US);
Hui Yin, Cupertino, CA (US);
Paul Kelaita, San Mateo, CA (US);
Yuet Peng Cheong, Redwood City, CA (US);
Yahoo! Inc., Sunnyvale, CA (US);
Abstract
Disclosed are systems and methods for effecting international online financial transactions between individuals or between individuals and entities such as banks, merchants and other companies. In one embodiment, one aspect of the invention is to provide an authentication system and security monitoring system to detect and prevent fraud. User usage patterns may also be identified and a user risk profile developed. In another embodiment, transactional amount limits may be updated based on the user risk profile. In addition, the user risk profile may be updated based on credit and debt information for the user.