The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 14, 2010

Filed:

Jul. 15, 2003
Applicants:

Anthony James Yeates, Redmond, WA (US);

Pavel Anatolievich Dournov, Redmond, WA (US);

Balaji Balasubramanian, Redmond, WA (US);

Vaidyanathan Arunachalam, Redmond, WA (US);

Donna Lynn Whitlock, Seattle, WA (US);

Timothy Belvin, Auburn, WA (US);

Inventors:

Anthony James Yeates, Redmond, WA (US);

Pavel Anatolievich Dournov, Redmond, WA (US);

Balaji Balasubramanian, Redmond, WA (US);

Vaidyanathan Arunachalam, Redmond, WA (US);

Donna Lynn Whitlock, Seattle, WA (US);

Timothy Belvin, Auburn, WA (US);

Assignee:

Microsoft Corporation, Redmond, WA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

A gateway server, point of sale device and protocol are provided for processing financial transactions. A public network interface is configured to couple to a public network and communicate financial authorization requests. The financial authorization requests can include, for example, transaction specific data, a merchant store or location invariant and a supplemental header. A gateway processor processes the financial transaction authorization requests and couples to a financial network interface configured to couple to at least one financial network. The gateway provides a response to the point of sale device based upon data received from the financial network and the authorization request.


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