The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 07, 2010

Filed:

Apr. 27, 2007
Applicants:

Rockne Egnatios, Scottsdale, AZ (US);

Amy B. Byal, Mesa, AZ (US);

Gerard Marineau, Redmond, WA (US);

Robert L. Evans, Jr., Scottsdale, AZ (US);

Inventors:

Rockne Egnatios, Scottsdale, AZ (US);

Amy B. Byal, Mesa, AZ (US);

Gerard Marineau, Redmond, WA (US);

Robert L. Evans, Jr., Scottsdale, AZ (US);

Assignee:

Efunds Corporation, Scottsdale, AZ (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

Methods and systems for monitoring an online account opening service. One system can include an account management system that performs an online account opening service and includes a management console application. The online account opening service electronically receives account application information and funding information specifying at least one funding source, processes the account application to assess a risk to a financial institution of opening an account for a customer, processes the funding source information to assess a risk to the financial institution of transferring funds from the at least one funding source to the account, and electronically transfers funds from the at least one funding source to the account based on the risk to the financial institution of opening the account for the customer and the risk to the financial institution of transferring funds from the at least one funding source to the account.


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