The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 07, 2010

Filed:

May. 09, 2005
Applicants:

James Alan Mccarthy, Omaha, NE (US);

Paul Matthew Fortney, Omaha, NE (US);

Curtis Gregory Winchester, Omaha, NE (US);

Brian Lee Teller, Omaha, NE (US);

Douglas James Byerley, Overland Park, KS (US);

Arthur Silvio Velez, Bel Air, MD (US);

Joni Wren Wheeler, Omaha, NE (US);

Stephen Jay Hug, Omaha, NE (US);

Inventors:

James Alan McCarthy, Omaha, NE (US);

Paul Matthew Fortney, Omaha, NE (US);

Curtis Gregory Winchester, Omaha, NE (US);

Brian Lee Teller, Omaha, NE (US);

Douglas James Byerley, Overland Park, KS (US);

Arthur Silvio Velez, Bel Air, MD (US);

Joni Wren Wheeler, Omaha, NE (US);

Stephen Jay Hug, Omaha, NE (US);

Assignee:

First Data Corporation, Englewood, CO (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

A method of processing a purchase card transaction includes receiving a transaction request at a host computer system from a point-of-sale device of a first merchant. The transaction request comprises transaction details relating to a purchase from the first merchant using a private label purchase card relating to a second merchant and an issuer. The first merchant and the second merchant are different merchants. The transaction details comprise at least an identifier relating to the first merchant, an amount, and an account identifier relating to the private label purchase card. The method further includes evaluating at least a portion of the account identifier, recognizing that the account identifier relates to the issuer, routing at least a portion of the transaction request to the issuer, and facilitating a payment from the issuer to the first merchant.


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