The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 19, 2010

Filed:

Jul. 25, 2006
Applicants:

Donald Kingsborough, Danville, CA (US);

Talbott Roche, Belvedere, CA (US);

Teri Llach, Palo Alto, CA (US);

Julianna Shaw, Hillsborough, CA (US);

Inventors:

Donald Kingsborough, Danville, CA (US);

Talbott Roche, Belvedere, CA (US);

Teri Llach, Palo Alto, CA (US);

Julianna Shaw, Hillsborough, CA (US);

Assignee:

Blackhawk Network, Inc., Pleasanton, CA (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06K 5/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

In some embodiments, the present application relates to card-free programs provided by a merchant to a customer, whereby the customer has access to functions such as payment options and/or loyalty program benefits without needing to present a physical card at a point of sale. For example, a customer may make a card-free purchase of goods or services from a merchant, whereby the customer need not present a card such as a debit card, credit card, loyalty card, or other physical tender to make a purchase. Further, the customer need not provide biometric data or otherwise use an electronic device or identifier to make a purchase. Alternatively or additionally, the customer may access a loyalty program without needing to provide a physical card or data associated with a card.


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