The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 12, 2010

Filed:

Jun. 16, 2006
Applicants:

Adam E. Vancini, Concord, CA (US);

Timothy J. Dailey, Sacramento, CA (US);

Candie L. Gann, Pittsburgh, CA (US);

Timothy L. Coffing, Ross, CA (US);

Nancy T. Riter, Pleasanton, CA (US);

Ajay Vaishampayan, Fremont, CA (US);

Aric B. Clark, Mill Valley, CA (US);

Inventors:

Adam E. Vancini, Concord, CA (US);

Timothy J. Dailey, Sacramento, CA (US);

Candie L. Gann, Pittsburgh, CA (US);

Timothy L. Coffing, Ross, CA (US);

Nancy T. Riter, Pleasanton, CA (US);

Ajay Vaishampayan, Fremont, CA (US);

Aric B. Clark, Mill Valley, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Fransisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

The invention provides a payment interface that is both simple and powerful: one that supports multiple users per customer, with proper roles and financial controls; that hides the details of the underlying payment system(s) and automatically routes payments to the appropriate system; that allows the user to create, save, and schedule groups of payments, where those groups are independent of grouping capabilities of the underlying payment system(s); that provides notification of important events to users and payment recipients; and that automatically processes and takes proper action when it encounters exception conditions.


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