The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 28, 2010

Filed:

Aug. 17, 2004
Applicants:

Jeremy A. Smith, Dallas, TX (US);

Kathleen Adams, Haslet, TX (US);

Mike Jarosz, Dallas, TX (US);

Etta J. Angton, Murphy, TX (US);

Greg Everly, Coppell, TX (US);

Robert K. Holt, Dallas, TX (US);

Daniel Lingerfelt, Greenville, TX (US);

Inventors:

Jeremy A. Smith, Dallas, TX (US);

Kathleen Adams, Haslet, TX (US);

Mike Jarosz, Dallas, TX (US);

Etta J. Angton, Murphy, TX (US);

Greg Everly, Coppell, TX (US);

Robert K. Holt, Dallas, TX (US);

Daniel Lingerfelt, Greenville, TX (US);

Assignee:

Paymentech, L.P., Dallas, TX (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

A system for managing merchant payment transaction processing accounts is provided. The system includes a merchant initialization system that receives merchant account data from a user, such as to provide a quote to the merchant for payment processing. A transaction pricing system receives the merchant account data and provides transaction pricing data for payment transaction processing in response to the merchant account information. User access to one or more merchant account pricing algorithms that are used generate the merchant account pricing data in response to the merchant account data is restricted to a predetermined set of users, so as to prevent unauthorized users from obtaining access to the merchant account pricing algorithms.


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