The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 28, 2010

Filed:

Sep. 29, 2006
Applicants:

Phillip Marc Johnson, Raleigh, NC (US);

L. Scott Bloebaum, Cary, NC (US);

Daniel P. Homiller, Cary, NC (US);

Inventors:

Phillip Marc Johnson, Raleigh, NC (US);

L. Scott Bloebaum, Cary, NC (US);

Daniel P. Homiller, Cary, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06K 5/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

A portable device authorizes a payment transaction from an account associated with the portable device. The portable device comprises a communication system, such as a near field communication (NFC) system, for communicating with a transaction system of a merchant or other receiving entity, a user interface, a memory storing account information for each of a plurality of accounts, and a transaction application. The transaction application applies at least one predetermined selection rule to the plurality of accounts to determine a selected subset of the plurality of accounts. A display of the user interface displays, under control of the transaction application, a plurality of transaction option indicators. Each transaction option indicator, which may be text or graphic, represents a one of the accounts within the selected subset of accounts. The transaction application prompts user selection of a selected one of the transaction option indicators. The transaction application drives the communication system to exchange data with the transaction system of a merchant or other receiving entity to initiate a payment to the merchant. The payment being from the payment account associated with the selected one of the transaction option indicators.


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