The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 24, 2010
Filed:
Jun. 21, 2002
David Armes, Phoenix, AZ (US);
Fred Bishop, Glendale, AZ (US);
Lydia C. Breck, New York, NY (US);
Jeff Fehlhaber, Glendale, AZ (US);
Gabriella P. Fitzgerald, New York, NY (US);
Elliott Glazer, Chesterfield, VA (US);
Sohail Hussain, Scottsdale, AZ (US);
Margaret C. Mitchell, Phoenix, AZ (US);
Trey Neeman, Glendale, AZ (US);
Leah M. Sweet, Goodyear, AZ (US);
Dirk White, Temecula, CA (US);
Jessica Zoob, New York, NY (US);
David Armes, Phoenix, AZ (US);
Fred Bishop, Glendale, AZ (US);
Lydia C. Breck, New York, NY (US);
Jeff Fehlhaber, Glendale, AZ (US);
Gabriella P. Fitzgerald, New York, NY (US);
Elliott Glazer, Chesterfield, VA (US);
Sohail Hussain, Scottsdale, AZ (US);
Margaret C. Mitchell, Phoenix, AZ (US);
Trey Neeman, Glendale, AZ (US);
Leah M. Sweet, Goodyear, AZ (US);
Dirk White, Temecula, CA (US);
Jessica Zoob, New York, NY (US);
American Express Travel Related Services Company, Inc., New York, NY (US);
Abstract
The present invention provides a system and method for providing and/or facilitating complete on-line payment services while protecting the privacy of the transaction participants. The comprehensive payment service is based upon a consolidated account used to store value acquired through on-line transactions. The invention provides private payment numbers for protecting the identities of the participants and includes processes for authenticating participants, authorizing transactions, and settling payments. Thus, the present invention enables merchants to effectively accept non-standard forms of payment without changing their current payment infrastructures and enables the provision of value for purchases at any network merchant using any source of value.