The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 10, 2010

Filed:

Sep. 05, 2003
Applicants:

Peter Jones, Baildon, GB;

Jim Mitchell, Lichfield, GB;

Mike Brumfitt, Ilkley, GB;

Deborah Falkingbridge, Holmfirth, GB;

Robert Humphreys, Leeds, GB;

Stewart Macphail, Princess Risborough, GB;

Jeremy Schreurs, London, GB;

Amanda Atherton, Albans, GB;

Ros Marshall, Leeds, GB;

Lockie Carolan, Leeds, GB;

Jeffrey V. Manchester, Westport, CT (US);

Paul F. Richards, Schednectady, NY (US);

Inventors:

Peter Jones, Baildon, GB;

Jim Mitchell, Lichfield, GB;

Mike Brumfitt, Ilkley, GB;

Deborah Falkingbridge, Holmfirth, GB;

Robert Humphreys, Leeds, GB;

Stewart MacPhail, Princess Risborough, GB;

Jeremy Schreurs, London, GB;

Amanda Atherton, Albans, GB;

Ros Marshall, Leeds, GB;

Lockie Carolan, Leeds, GB;

Jeffrey V. Manchester, Westport, CT (US);

Paul F. Richards, Schednectady, NY (US);

Assignee:
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2006.01); G07F 19/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

A payment card processing system and method is provided that allows an account holder to upgrade a private label card to a dual card. The dual card may be used for both private label transactions and bankcard transactions. Methods for upgrading to the dual card account include selecting a private label account having associated monetary and non-monetary data and maintained on a first processing platform for upgrade to a dual card account, creating the dual card account on a second processing platform, transferring the non-monetary data associated with the private label account from the first processing platform to the second processing platform for association with the dual card account, and initiating a trailing activity process to identify monetary and non-monetary activity associated with the private label account and update a cross reference table to associate the trailing activity with the dual card account.


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