The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 10, 2010

Filed:

Aug. 11, 2006
Applicants:

Bharat Prasad, San Antonio, TX (US);

Randy Bear, San Antonio, TX (US);

Jeff Dennes, San Antonio, TX (US);

Inventors:

Bharat Prasad, San Antonio, TX (US);

Randy Bear, San Antonio, TX (US);

Jeff Dennes, San Antonio, TX (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

Systems and methods for providing dynamic integration and access to disparate data sources are described. The apparatus may include an internal data source access engine, an external data source access engine, an integration engine and a user interface module. The method may comprise receiving a request for bill-pay services from a user, first retrieving internal bill-pay information, second retrieving external bill-pay information, integrating the first retrieved and second retrieved information into a single unified graphical presentation, presenting the unified graphical presentation to the user.


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