The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 04, 2010
Filed:
Jun. 30, 2006
Hari Nanjundamoorthy, Windsor, NJ (US);
Charles R. Smith, Iii, Hoboken, NJ (US);
Michele Pierdinock, Red Bank, NJ (US);
William Mckinney, Westfield, NJ (US);
Lavinia S. Zyvith, Belle Mead, NJ (US);
Reo A. Gonzales, Fair Lawn, NJ (US);
Joseph A. Barone, Nutley, NJ (US);
Hari Nanjundamoorthy, Windsor, NJ (US);
Charles R. Smith, III, Hoboken, NJ (US);
Michele Pierdinock, Red Bank, NJ (US);
William McKinney, Westfield, NJ (US);
Lavinia S. Zyvith, Belle Mead, NJ (US);
Reo A. Gonzales, Fair Lawn, NJ (US);
Joseph A. Barone, Nutley, NJ (US);
Checkfree Corporation, Norcross, GA (US);
Abstract
Methods of the present invention identify an asset allocation model and at least one security associated there with. An investment account portfolio is stored that includes at least one substitute security associated with the identified at least one security. A virtual portfolio is then generated that includes the identified at least one security. A tax lot is created for the identified at least one security to identify a total value for the at least one security, and the method determines whether the virtual portfolio complies with the asset allocation model. The identified at least one security associated with the asset allocation model is restricted from the investment account portfolio.