The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 27, 2010

Filed:

May. 04, 2004
Applicants:

Steve Randall, Austin, TX (US);

Colleen George, Centennial, CO (US);

Inventors:

Steve Randall, Austin, TX (US);

Colleen George, Centennial, CO (US);

Assignee:

First Data Corporation, Greenwood Village, CO (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2006.01); G06Q 10/00 (2006.01); G06Q 20/00 (2006.01); G06Q 1/10 (2006.01); G06K 5/00 (2006.01); G06K 7/08 (2006.01);
U.S. Cl.
CPC ...
Abstract

A system and method for the purchase of products, where some products may eligible for special forms of payment, such as payment from a medical savings account (MSA). A POS terminal is used to obtain a product ID (from a product bar code) and an MSA account ID from an MSA account card. The product and account IDs are provided to a database where MSA eligibility and MSA account status information is accessed and retrieved. A display at the POS terminal separates and displays information on both the eligible and non-eligible products. The POS terminal may used to pay for eligible products by electronically debiting the MSA account, and to pay for non-eligible products by traditional methods, such as cash, check or credit card. Eligible products may be given price discounts, and discount information is also retrieved from the database.


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