The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 27, 2010
Filed:
Oct. 02, 2003
Robert Jackson Van Cleave, San Antonio, TX (US);
James Steven Kuhn, Helotes, TX (US);
Karen Marie Moritz, Fair Oaks Ranch, TX (US);
Steven Carl Mills, San Antonio, TX (US);
Myron Leo Dye, San Antonio, TX (US);
Larry Wayne Clark, San Antonio, TX (US);
David Ray Pawelek, Pleasanton, TX (US);
Robert Jackson Van Cleave, San Antonio, TX (US);
James Steven Kuhn, Helotes, TX (US);
Karen Marie Moritz, Fair Oaks Ranch, TX (US);
Steven Carl Mills, San Antonio, TX (US);
Myron Leo Dye, San Antonio, TX (US);
Larry Wayne Clark, San Antonio, TX (US);
David Ray Pawelek, Pleasanton, TX (US);
United Services Automobile Association, San Antonio, TX (US);
Abstract
The present invention provides a system and method capable of providing an estimated premium without extensive and repetitive questioning. The present invention utilizes unique assumptions to dramatically reduce the amount of information that must be provided by the customer. In one embodiment, the present invention utilizes a mainframe computer system, an application server, and an external rules management system to interact with the customer via an attractive graphic user interface. Once logged onto the website of the present invention, the customer may choose to engage in a fast quote process which utilizes assumptions, driver information, and vehicle information to assess the risk associated with insuring the customer and then calculates an estimated cost to insure.