The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 30, 2010
Filed:
Aug. 28, 2007
Mark J. Britto, Baton Rouge, LA (US);
Aimee K. Cardwell, Palo Alto, CA (US);
Fuming Young, Los Altos, CA (US);
Nicholas K. Peddy, Redwood City, CA (US);
Adrian J. Blakey, Alameda, CA (US);
Angela C. Lee, Burlingame, CA (US);
Erich L. Ringewald, Kenwood, CA (US);
Mark J. Britto, Baton Rouge, LA (US);
Aimee K. Cardwell, Palo Alto, CA (US);
FuMing Young, Los Altos, CA (US);
Nicholas K. Peddy, Redwood City, CA (US);
Adrian J. Blakey, Alameda, CA (US);
Angela C. Lee, Burlingame, CA (US);
Erich L. Ringewald, Kenwood, CA (US);
Amazon.com, Inc., Seattle, WA (US);
Abstract
A funds transfer system is disclosed that is responsive to a receipt of a payment request by performing a risk management assessment of an associated payer and payee. If the risk management assessment produces an adverse indication, the payment request is declined. Otherwise, the payment request may be processed by causing funds to be transferred between the payer and payee. The risk management assessment may be performed on the basis of credit and/or authentication information derived from customer information received with or prior to the payment request. Such customer information may, for example, include credit card account information and/or bank account information.