The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 30, 2010
Filed:
Dec. 14, 2006
Elaine D. Bolle, San Francisco, CA (US);
Maria Martinez, Concord, CA (US);
Mahala Johnson, Vallejo, CA (US);
Sabrina Ko, Castro Valley, CA (US);
Susan M. Milberger, Englewood, CO (US);
Jackie Macfarlane, Parker, CO (US);
Amy Dunker, Dallas, TX (US);
Elaine D. Bolle, San Francisco, CA (US);
Maria Martinez, Concord, CA (US);
Mahala Johnson, Vallejo, CA (US);
Sabrina Ko, Castro Valley, CA (US);
Susan M. Milberger, Englewood, CO (US);
Jackie MacFarlane, Parker, CO (US);
Amy Dunker, Dallas, TX (US);
First Data Corporation, Greenwood Village, CO (US);
Abstract
According to the invention, a method for funding an account with an online money transfer system using a wide area network, where the account cannot be used for purchases outside a closed purchasing community, is disclosed. In one step, information about a money handler is accepted at the online money transfer system and over the wide area network. The information includes an amount of funds, a bank routing number, a bank account number and a unique identifier. The unique identifier discriminates a buyer from other buyers in the closed purchasing community. The amount of funds is drawn with the money handler from a bank account indicated by the routing number and the bank account number. Funds are transferred to the account for benefit of the buyer indicated by the unique identifier. The funds cannot be used outside the closed purchasing community while in the account.