The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 09, 2010

Filed:

Mar. 21, 2006
Applicants:

David Justin Ross, Redmond, WA (US);

Bill G. Cornell, Bellevue, WA (US);

Inventors:

David Justin Ross, Redmond, WA (US);

Bill G. Cornell, Bellevue, WA (US);

Assignee:

RAF Technology, Inc., Redmond, WA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

Risk of personal identity theft, especially in connection with on-line commerce, is mitigated by maintaining private data in a secure database maintained by a trusted third party verification service. To authenticate the identity of a user or customer, in one embodiment, a knowledge-based challenge is issued to the user, and the response is compared to stored data by the verification service. The verification service reports to the vendor, to authenticate the user identity, capability and or authorization for the proposed transaction without disclosing private data to the vendor.


Find Patent Forward Citations

Loading…