The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 16, 2010

Filed:

May. 27, 2004
Applicants:

Jay S. Walker, Ridgefield, CT (US);

Daniel E. Tedesco, Huntington, CT (US);

Magdalena M. Fincham, Ridgefield, CT (US);

Dean P. Alderucci, Westport, CT (US);

Jason Krantz, Madison, WI (US);

Inventors:

Jay S. Walker, Ridgefield, CT (US);

Daniel E. Tedesco, Huntington, CT (US);

Magdalena M. Fincham, Ridgefield, CT (US);

Dean P. Alderucci, Westport, CT (US);

Jason Krantz, Madison, WI (US);

Assignee:

Walker Digital, LLC, Stamford, CT (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

In accordance with one or more embodiments, a method and system are provided for facilitating the output of an offer to an account holder of a financial account, which offer the account holder may accept via a check being presented by the account holder as payment for a transaction. For example, the account holder may alter an indicium on the check to indicate acceptance of the offer. An example of an offer is an offer to sell to the account holder transactional overdraft protection for the transaction for which a check is provided as payment. Another example of an offer to provide a benefit to the account holder in exchange for a commitment by the account holder to an obligation. Such an offer may be provided by, for example, a merchant different than the merchant at which the check is being provided as payment for a transaction. In one or more embodiments, the offer or an indication of the offer may be printed on the check or handwritten on the check.


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