The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 15, 2009

Filed:

Dec. 21, 2001
Applicants:

Errol O. Kendall, Atlanta, GA (US);

James C. Brooks, Jr., Marietta, GA (US);

Robert W Stein, New York, NY (US);

Douglas A. French, Austin, TX (US);

Francis DE Regnaucourt, Morganville, NJ (US);

Sharyn R Kohen, Scarsdale, NY (US);

Charles L. Ratner, Pepper Pike, OH (US);

Anson J. Glacy, Jr., West Hartford, CT (US);

Inventors:

Errol O. Kendall, Atlanta, GA (US);

James C. Brooks, Jr., Marietta, GA (US);

Robert W Stein, New York, NY (US);

Douglas A. French, Austin, TX (US);

Francis de Regnaucourt, Morganville, NJ (US);

Sharyn R Kohen, Scarsdale, NY (US);

Charles L. Ratner, Pepper Pike, OH (US);

Anson J. Glacy, Jr., West Hartford, CT (US);

Assignee:

Efficient Markets Corporation, Atlanta, GA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

A method and system of appraising a life insurance or annuity product includes receiving a request for a life insurance or annuity product and information about a party requesting the life insurance or annuity product; preparing a bid solicitation for the life insurance or annuity product based on the request and information and transmitting the bid solicitation to a plurality of product carriers; a plurality of product carriers submitting initial proposals for providing the life insurance or annuity product; generating ratings for the initial proposals, respectively; and generating appraisals for the initial proposals; and informing the product carriers of the decision.


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