The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 01, 2009
Filed:
Aug. 24, 2007
Randy Beck, Alpine, UT (US);
Gennye Feldman, New York, NY (US);
Rachel Riley Heitz, West Jordan, UT (US);
John Steven Imada, Dewey, AZ (US);
Paula S Martinez, North Salt Lake, UT (US);
Sven Miller, Salt Lake City, UT (US);
Clyde Page, South Jordan, UT (US);
Steven J Keiser, South Jordan, UT (US);
Randy Beck, Alpine, UT (US);
Gennye Feldman, New York, NY (US);
Rachel Riley Heitz, West Jordan, UT (US);
John Steven Imada, Dewey, AZ (US);
Paula S Martinez, North Salt Lake, UT (US);
Sven Miller, Salt Lake City, UT (US);
Clyde Page, South Jordan, UT (US);
Steven J Keiser, South Jordan, UT (US);
American Express Travel Related Services Company, Inc., New York, NY (US);
Abstract
The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.