The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 22, 2009

Filed:

Dec. 30, 2005
Applicants:

Christine R. Ladd, Bethesda, MD (US);

Sheilah a Goodman, Kearneysville, WV (US);

Peter G. Kopperman, Bethesda, MD (US);

Inventors:

Christine R. Ladd, Bethesda, MD (US);

Sheilah A Goodman, Kearneysville, WV (US);

Peter G. Kopperman, Bethesda, MD (US);

Assignee:

Fannie Mae, Washington, DC (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

An online system for identifying and pricing a mortgage loan that meets a predetermined business objective of a mortgage market participant includes a business objective database and an underwriting engine coupled to the business objective database. The business objective database is configured to store a set of loan characteristics for at least one business objective of the mortgage market participant. The underwriting engine is configured to receive loan application data for a borrower via an online network. The underwriting engine is also configured to provide an underwriting approval status for the mortgage loan, to identify if the mortgage loan is a business objective mortgage loan by comparing the loan application data to the set of loan characteristics for the at least one business objective and, if the mortgage loan is a business objective mortgage loan, to determine a business objective pricing component for the mortgage loan.


Find Patent Forward Citations

Ladd, Christine. (2009). Computerized systems and methods for facilitating the flow of capital through the housing finance industry (U.S. Patent No. 7593893). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/7593893

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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