The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 01, 2009

Filed:

Dec. 01, 2000
Applicants:

Tom Vicknair, Kingwood, TX (US);

Sam Beard, Spring, TX (US);

Richard Norman, Dallas, TX (US);

Mark Riggleman, Katy, TX (US);

Max Roycroft, Rowlett, TX (US);

Dick Feagin, Houston, TX (US);

Cliff Day, Houston, TX (US);

Paul Fielding, Dallas, TX (US);

Inventors:

Tom Vicknair, Kingwood, TX (US);

Sam Beard, Spring, TX (US);

Richard Norman, Dallas, TX (US);

Mark Riggleman, Katy, TX (US);

Max Roycroft, Rowlett, TX (US);

Dick Feagin, Houston, TX (US);

Cliff Day, Houston, TX (US);

Paul Fielding, Dallas, TX (US);

Assignee:

JPMorgan Chase Bank, N.A., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

A system and method for performing Electronic Check Presentment (ECP) processing. The system and method employ digital imaging techniques to digitally image the physical checks as they arrive subsequent to posting of the ECP items. The images are electronically linked to the data records that represent the checks. During the proofing process, in which the data records for the ECP items are validated against the data records for the physical items, the records are updated such that the posting date and ISN number for the data records for the physical items reflect the posting date and ISN number of the ECP items. As the digital image of the check is electronically linked to the data records, the image is thus carries the posting date and ISN of the ECP item.


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