The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 09, 2009
Filed:
Aug. 28, 2002
Jean Louis Blanchard, Quincy sous Senart, FR;
Christelle Pavillon, Paris, FR;
Stephane Lorin, Paris, FR;
Hammou Messatfa, Levallois Perret, FR;
Jean Louis Blanchard, Quincy sous Senart, FR;
Christelle Pavillon, Paris, FR;
Stephane Lorin, Paris, FR;
Hammou Messatfa, Levallois Perret, FR;
International Business Machines Corporation, Armonk, NY (US);
Abstract
A method and system to evaluate residual value of leased products, comprising a learning phase and an application phase. Each phase has two steps. The first consists in analyzing lease or product main parameter while the second uses other lease conditions or product characteristics. Analysis is based on a grid wherein several specific points are determined during the learning phase. An extrapolation of these points according to the parameters during the application phase gives a first approximation of residual value, which is adjusted using lease conditions or product characteristics. During the learning phase, the system determines the relevant lease conditions or product characteristics and the associated corrections used during the application phase.