The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 09, 2009
Filed:
Feb. 04, 2008
Applicants:
Amy Swift, Albuquerque, NM (US);
Lisa Tidwell, Houston, TX (US);
Cassandra Mollett, Houston, TX (US);
Inventors:
Amy Swift, Albuquerque, NM (US);
Lisa Tidwell, Houston, TX (US);
Cassandra Mollett, Houston, TX (US);
Assignee:
First Data Corporation, Greenwood Village, CO (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 17/00 (2006.01); G06F 19/00 (2006.01); G06K 5/00 (2006.01); G06Q 20/00 (2006.01); G06Q 40/00 (2006.01);
U.S. Cl.
CPC ...
Abstract
The present invention includes a merchant system that recognizes virtually any payment device or technology that uses electronic check processing as a payment mechanism. For example, the merchant system associates presentation of the payment device with information used to electronically debit a checking account, such as MICR data, and submits the same to a transaction processor capable of settling electronic debit transactions.