The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 03, 2009

Filed:

Sep. 30, 2002
Applicants:

Margaret Morgan Weichert, San Carlos, CA (US);

John Joseph Mascavage, Iii, San Mateo, CA (US);

David L. Hansen, Highlands Ranch, CO (US);

Mark D. Baumgart, Larkspur, CO (US);

Peter M. Karas, Lakewood, CO (US);

Richard G. Wilber, Denver, CO (US);

Inventors:

Margaret Morgan Weichert, San Carlos, CA (US);

John Joseph Mascavage, III, San Mateo, CA (US);

David L. Hansen, Highlands Ranch, CO (US);

Mark D. Baumgart, Larkspur, CO (US);

Peter M. Karas, Lakewood, CO (US);

Richard G. Wilber, Denver, CO (US);

Assignees:

First Data Corporation, Greenwood Village, CO (US);

The Western Union Company, Englewood, CO (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

A method for facilitating the sale of goods or services comprises receiving at an ordering system payment information relating to a payment instrument that is being used to purchase a good or a service from a merchant. The ordering system transmits a message to the merchant that includes information on the good or service being purchased to permit the merchant to provide the good or service. Funds are collected from an account associated with the payment instrument, and the ordering system transmits to a money transfer computer system information useable by the money transfer computer system to provide a cash payment to the merchant.


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