The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 13, 2009
Filed:
Dec. 23, 1999
Rudolf Ritter, Zollikofen, CH;
Georges Schlegel, Oberdorf, CH;
Eric Lauper, Bern, CH;
Swisscom Mobile AG, Bern, CH;
Abstract
Payment transaction method and payment transaction system in which payment transactions between customers with portable mobile devices (), for example mobile radio telephones, and a plurality of payment terminals () are carried out at a service point (), the payment terminal () responsible for a payment transaction informing the respective customer about its payment terminal identification and a total transaction amount, the customer indicating the payment terminal identification to the mobile device () and the mobile device () transmitting a transaction initiation record, comprising the payment terminal identification as well as a customer identification, via a contactless device interface (-) to the payment terminal () as well as via a mobile radio network () to a central transaction unit (), the payment terminal () transmitting, after receipt of the transaction initiation record, a transaction placing record comprising a service point identification, the payment terminal identification and the total transaction amount, via a communication network () to the central transaction unit (), and the central transaction unit () transmitting a payment request, comprising at least the total transaction amount, to the mobile device () from which the transaction initiation record was transmitted.