The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 07, 2008
Filed:
Feb. 05, 2007
Gennye Hannover Feldman, New York, NY (US);
Elizabeth Anne Holt, Salt Lake City, UT (US);
Marc Rubner, Scottsdale, AZ (US);
John R. Rose, Layton, UT (US);
Nicole Milne Vollmer, Murray, UT (US);
Gennye Hannover Feldman, New York, NY (US);
Elizabeth Anne Holt, Salt Lake City, UT (US);
Marc Rubner, Scottsdale, AZ (US);
John R. Rose, Layton, UT (US);
Nicole Milne Vollmer, Murray, UT (US);
American Express Travel Related Services Company, Inc., New York, NY (US);
Abstract
The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.