The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 15, 2008
Filed:
Feb. 20, 2002
Robert Arena, Farmington, CT (US);
Robert Schwartz, West Granby, CT (US);
N David Kuperstock, Woodbridge, CT (US);
Robert O'donnell, Harwinton, CT (US);
Gordon Boronow, Trumbull, CT (US);
Robert Arena, Farmington, CT (US);
Robert Schwartz, West Granby, CT (US);
N David Kuperstock, Woodbridge, CT (US);
Robert O'Donnell, Harwinton, CT (US);
Gordon Boronow, Trumbull, CT (US);
The Prudential Insurance Company of America, Newark, NJ (US);
Abstract
In one embodiment, a method of managing assets for stabilizing anticipated periodic payments, allocating the assets to first and second pools; at periodic intervals, comparing the current value of the assets in the first pool to a present value of the remaining payments; and, when the current value is less the present value, reallocating a portion of the assets from the second pool to the first pool so that the first asset pool has a current value representing the present value. In another embodiment, a method for managing assets for stabilizing anticipated periodic payments includes allocating the assets into first and second pools; establishing a first payment amount; determining a first trigger value; assessing a current value of the assets; and reallocating assets from the second pool to the first pool to increase the first payment amount in response to the current value being greater than the first trigger value.