The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 08, 2008
Filed:
Oct. 26, 2001
Cheryl L. Neofytides, Floral Park, NY (US);
Aamer Ali Baig, Forest Hills, NY (US);
Peter M. Karas, Lakewood, CO (US);
James E. Cowell, Littleton, CO (US);
James R. Yoder, Chicago, IL (US);
Matt F. Golub, Tera Fly, NJ (US);
Cheryl L. Neofytides, Floral Park, NY (US);
Aamer Ali Baig, Forest Hills, NY (US);
Peter M. Karas, Lakewood, CO (US);
James E. Cowell, Littleton, CO (US);
James R. Yoder, Chicago, IL (US);
Matt F. Golub, Tera Fly, NJ (US);
First Data Corporation, Englewood, CO (US);
Abstract
According to the invention, a process for transferring credit from a sender to a number of recipients using a wide-area computer network is disclosed. In one step, a server computer system receives information from the sender to transfer credit to the number of recipients. The information includes a unique identifier for each of the number of recipients and a credit amount. A first handler chosen by the sender and a second handler chosen by one of the number of recipients are determined. A credit transfer from the first handler is requested. The credit amount from the first handler is received at the server computer system. The credit amount is sent to the second handler associated with the one of the number of recipients.