The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 24, 2008
Filed:
Apr. 06, 2001
Oumar Nabe, New York, NY (US);
David J. Fogarty, Riverside, CT (US);
Ian R. Bell, Peebles, GB;
Maria Abdul Karim, Singapore, SG;
Rossen G. Valtchanov, Leeds, GB;
Oumar Nabe, New York, NY (US);
David J. Fogarty, Riverside, CT (US);
Ian R. Bell, Peebles, GB;
Maria Abdul Karim, Singapore, SG;
Rossen G. Valtchanov, Leeds, GB;
General Electric Capital Corporation, Stamford, CT (US);
Abstract
Methods and systems for identifying and retaining customers who are likely to terminate an existing loan contract at a date earlier than the loan termination date identified in the loan contract are disclosed. The method includes the steps of using an early termination model to identify customers likely to terminate an existing loan contract at a date earlier than the loan termination date identified in the loan contract, notifying those customers of new loan opportunities at competitive loan interest rates and attempting to cross sell new loans to the customers before the customer early terminates their existing loan.