The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 10, 2008
Filed:
Sep. 07, 2001
Robert Degen, Marietta, GA (US);
Philip Mellinger, Ellicott City, MD (US);
Duane Ritter, Marietta, GA (US);
Brian Prendergast, Loganville, GA (US);
Robert Degen, Marietta, GA (US);
Philip Mellinger, Ellicott City, MD (US);
Duane Ritter, Marietta, GA (US);
Brian Prendergast, Loganville, GA (US);
First Data Corporation, Greenwood Village, CO (US);
Abstract
A system and method that determines when fraudulent activity, such as relates to a credit card, etc., may be imminent. The system and method of the invention allows for warning a credit issuer of probable fraudulent activity at an early stage. Probable fraudulent activity is determined by: receiving at a receiving center an authorization request from a user for a dollar amount; and determining, using a fraud test, if the authorization request is likely to be indicative of fraudulent activity.