The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 10, 2008
Filed:
Dec. 30, 2003
Osamu Aoki, Tokyo, JP;
Mikinori Seita, Tokyo, JP;
Osamu Aoki, Tokyo, JP;
Mikinori Seita, Tokyo, JP;
Intelligent Wave Inc., , JP;
Abstract
A fraud score calculating program primarily for use in determining the possibility of credit card fraud can calculate a score reflecting the reliability of a model created based on Bayesian theory. Various factors are extracted from authorization data, and cases are selected for various combinations of the factors. A fraud score is calculated for each case, and a result of score calculation is specified using at least one of the calculated scores. The result of score calculation may be an average of a plurality of the calculated scores. When each score reflects reliability, the result of score calculation may be the largest of the calculated scores.