The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 29, 2008
Filed:
Feb. 29, 2000
Terry Allen-rouman, South San Francisco, CA (US);
Jack Michael Arrington, Alamo, CA (US);
Keval Desai, Atherton, CA (US);
Robert Edwin Dravenstott, Foster City, CA (US);
Wendy D. Larson, Orinda, CA (US);
Scott J. Levokove, San Francisco, CA (US);
John Joseph Mascavage, Iii, Foster City, CA (US);
Peter Eric Philipp, San Francisco, CA (US);
Margaret Morgan Weichert, San Carlos, CA (US);
Terry Allen-Rouman, South San Francisco, CA (US);
Jack Michael Arrington, Alamo, CA (US);
Keval Desai, Atherton, CA (US);
Robert Edwin Dravenstott, Foster City, CA (US);
Wendy D. Larson, Orinda, CA (US);
Scott J. Levokove, San Francisco, CA (US);
John Joseph Mascavage, III, Foster City, CA (US);
Peter Eric Philipp, San Francisco, CA (US);
Margaret Morgan Weichert, San Carlos, CA (US);
First Data Corporation, Greenwood Village, CO (US);
The Western Union Company, Englewood, CO (US);
Abstract
An electronic transaction method, funds transfer apparatus and method for facilitating a funds transfer. The methods comprise sending information from a purchaser or payor to a funds transfer system separate from a vendor system or payee, validating and confirming personal financial information at the funds transfer system, and transferring funds from a purchaser or payor account to the vendor or a payee account without exposing either party's financial and account information to the other. Additionally, a funds transfer apparatus is disclosed comprising connections to a payor and payee system and mechanisms for receiving and validating party and transaction information and a mechanism for transferring funds from one party to the other.