The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 01, 2008

Filed:

Jun. 21, 2005
Applicants:

James S. Piccirillo, Middletown, CT (US);

Jeffrey Thibeault, Branford, CT (US);

Justin Holmes, Old Saybrook, CT (US);

Leonard V. Samela, Westport, CT (US);

Wayne J. Hooper, Clinton, CT (US);

Inventors:

James S. Piccirillo, Middletown, CT (US);

Jeffrey Thibeault, Branford, CT (US);

Justin Holmes, Old Saybrook, CT (US);

Leonard V. Samela, Westport, CT (US);

Wayne J. Hooper, Clinton, CT (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/00 (2006.01); G06F 17/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

A system for implementing personal identification number (PIN)-based data transfer activities includes a host system and a PIN generator application and encryption engine executing on the host system. The PIN generator application and the encryption engine generate an instance of a PIN by the PIN generator application in response to a request by a holder of an instrument to create the PIN. Generation of the instance of the PIN includes receiving an instrument identifier and a data value from the holder of the instrument, retrieving a transfer system key and a seed value associated with the instrument from an account record associated with the instrument identifier, and encrypting the instrument identifier, the data value, the transfer system key, and the seed value to form the instance of the PIN. The instance of the PIN is provided to the holder of the instrument. The data value is encoded on the instrument.


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