The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 04, 2008
Filed:
Jun. 30, 2005
Daniel Raymond Swanson, Sr., Midlothian, VA (US);
Daniel Raymond Swanson, Sr., Midlothian, VA (US);
Capitol One Financial Corporation, McLean, VA (US);
Abstract
A transaction card with a prepaid amount for spending is disclosed. The card may be funded through direct deposit, savings accounts, or any other source, for instance, specified by an individual setting up the transaction card. The card may be reloaded or reissued with more money on a periodic basis, for example, to control spending per period. Balances remaining on the card at the end of the period may be returned into a savings account or other accounts, as may be specified by the individual who set up the card or other authorized persons. The card may be set up to include a protection against overdraft, for instance, the card user may be allowed to spend ten percent more than the amount prepaid on the card.