The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 05, 2008

Filed:

Mar. 31, 2003
Applicants:

Christopher R. Mcgee, Aurora, CO (US);

David Baumgartner, Parker, CO (US);

Inventors:

Christopher R. McGee, Aurora, CO (US);

David Baumgartner, Parker, CO (US);

Assignee:

First Data Corporation, Englewood, CO (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 99/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

Methods and systems are provided for processing a stored-value instrument. An unrestricted value associated with the stored-value instrument is authenticated at an instrument-authority system in response to an authentication request received from a merchant point-of-sale terminal. An allocation request is received at the instrument-authority system for a restricted allocation of at least a portion of the authenticated value associated with the stored-value instrument. The authenticated value is allocated in accordance with the allocation request.


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