The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 05, 2008
Filed:
May. 11, 2005
Kenneth E. Jennings, Jr., Davie, FL (US);
John K. Mcdonough, Boca Raton, FL (US);
Peter A. Pridgeon, Plantation, FL (US);
Keith Newbrough, Parker, CO (US);
Kenneth E. Jennings, Jr., Davie, FL (US);
John K. McDonough, Boca Raton, FL (US);
Peter A. Pridgeon, Plantation, FL (US);
Keith Newbrough, Parker, CO (US);
First Data Corporation, Greenwood Village, CO (US);
Abstract
The present invention is generally directed to systems and methods for detecting unauthorized or fraudulent use of stored-value instruments. A stored-value instrument can be any instrument (tangible or intangible) that may be associated with a debit account and/or may otherwise be presented for payment for goods and/or services, used to transfer money, etc. The systems and methods of the invention generally involve processing request activity through a predetermined rule set to ascertain whether the activity is potentially unauthorized or fraudulent. The systems and methods of the invention allow for real-time monitoring of request activity for potentially unauthorized or fraudulent use of stored-value instruments.