The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 17, 2006
Filed:
Sep. 12, 2003
Paul Spaeth, Half Moon Bay, CA (US);
Douglas Jones, San Francisco, CA (US);
Bryan Shimko, Scottsdale, AZ (US);
James G. Gordon, Eastwood, AU;
Kim Madore, Markham, CA;
Marc Black, St. Paul, MN (US);
James Mazour, St. Louis Park, MN (US);
Michael Salters, Plymouth, MN (US);
Paul Spaeth, Half Moon Bay, CA (US);
Douglas Jones, San Francisco, CA (US);
Bryan Shimko, Scottsdale, AZ (US);
James G. Gordon, Eastwood, AU;
Kim Madore, Markham, CA;
Marc Black, St. Paul, MN (US);
James Mazour, St. Louis Park, MN (US);
Michael Salters, Plymouth, MN (US);
Visa U.S.A. Inc., San Francisco, CA (US);
Abstract
A system for managing token image replacement is provided. The system includes a remote server, a personal computer (PC) connected to the remote server, a smartcard that can be read by the PC, and a card image server. Using application logic and rules, the remote server is able to read the card image on the smartcard and determine if the card image on the smartcard needs to be updated. If an indicator on the smartcard is set to 'update', the remote server then retrieves a backup card image that corresponds to the card from the card image server. The remote server forwards the backup card image to the PC which, in turn, writes the backup card image including transaction information to the smartcard. Once the backup card image is written onto the smartcard, the indicator in the smartcard is then reset to ensure that subsequent interactions with the system would not initiate an update.