The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 26, 2006
Filed:
Aug. 22, 2002
Sanguthevar Rajasekaran, Los Altos, CA (US);
James Reno, Scotts Valley, CA (US);
Rammohan Varadarajan, Cupertino, CA (US);
Sanjay Vyas, Sunnyvale, CA (US);
Do-pil Park, Redwood City, CA (US);
Robert Jerdonek, Sunnyvale, CA (US);
Sanguthevar Rajasekaran, Los Altos, CA (US);
James Reno, Scotts Valley, CA (US);
Rammohan Varadarajan, Cupertino, CA (US);
Sanjay Vyas, Sunnyvale, CA (US);
Do-Pil Park, Redwood City, CA (US);
Robert Jerdonek, Sunnyvale, CA (US);
Arcot Systems, Inc., Sunnyvale, CA (US);
Abstract
Techniques are disclosed to increase the efficiency of multi-party authentication communications protocols. One technique includes a four party authentication method utilizing a general authenticator to store and provide a credit card authentication password and other payment information to an issuing bank and/or other parties involved in the transaction. Other techniques include the use of skeleton messages to minimize the forwarding of information through a forwarding party, the elimination of redundant communications exchanges, the use of a merchant appliance hardware solution to minimize system integration difficulties, and/or the imposition of credit card constraints. The techniques may be used singly or in combination.