The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 19, 2006

Filed:

Nov. 14, 2003
Applicants:

David W. Andrews, Leesburg, VA (US);

Leigh L. Callaway, Springfield, VA (US);

Robert Hughes, Haymarket, VA (US);

Douglas Young, San Diego, CA (US);

Inventors:

David W. Andrews, Leesburg, VA (US);

Leigh L. Callaway, Springfield, VA (US);

Robert Hughes, Haymarket, VA (US);

Douglas Young, San Diego, CA (US);

Assignee:

Cubic Corporation, San Diego, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06K 5/00 (2006.01);
U.S. Cl.
CPC ...
Abstract

A system and method for automatically loading a pre-selected value onto a fare card allows a patron to enter or leave a transit system gate without having to add a fare value at a vending machine. The automatic loading provides added convenience and security for the patron. The vehicle for the automatically-loaded value is either a credit card that is pre-authorized for use by the patron, or the patron's available benefits. The automatic loading process may be utilized to autoload values of benefits only, or to load values from a combination of benefits and credit card transactions. The pre-selected autoload value is loaded onto the fare card at the gate before confirmation that the credit card transaction is authorized. The gate sends a message to a transit central computer that an autoload has occurred. The central computer determines whether benefits are available to fill the request, and forwards a request for the difference to a credit processing company.


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